Friday 15 February 2013

Net users try to avoid phish hooks - text 4



Net users try to avoid phish hooks


A In November 2002, when an e-mail attachment known as the W32/Mimail-I worm posed as a Web site link from online payment company PayPal, hundreds of people were duped into exposing their personal bank account information. The use of viruses, spam and Web sites to defraud financial institutions and their customers is a relatively new Internet phenomenon. Phishing crimes have been on the rise throughout the world and are increasingly coming from Central and Eastern Europe.

B “It is very important for consumers to not believe everything,” said Karel Pavlík of the Consumer Defence Association. He said phishing is not yet a common practice here, but he thinks it could be a growing problem as people start to use bank cards and credit cards set up for online purchases.

C North America has been the worst target of phishing. Customers of TD Canada Trust, Citibank, Ebay’s PayPal and Visa have all unwittingly spread account numbers, passwords and other sensitive information. Experts say the threat from phishing could potentially have a devastating impact on consumer trust in e-commerce and e-banking. The open nature of the Internet makes it easy for criminals to hide, say police and consumer advocates.

D While most crimes have been linked to the United States, where online transactions are more common, there have been a large number of phishing cases traced to Central Europe. U.S. intelligence recently cooperated with online auction site Ebay to look into a number of scams that came from Romania, resulting in the arrest of more than 100 people. One man, Dan Marius Stefan, was convicted of stealing nearly $500,000 (13.5 million Kč) through phishing and is now serving 30 months in a Romanian prison.

E Since 2002 the Czech Republic has taken a proactive approach to the issue by banning unsolicited advertising, including spam. The government called for greater fines of 10 million Kč, a penalty that would place the country near the top of the European Union scale. The government complied regulations on spam with European Commission in 2002. “This proposal harmonized Czech law with European law,” said OPDP spokeswoman Hana Štěpánková. “It allows people like you and me to decide who has our data. It makes our position stronger.”


duped – podvedený
nature – povaha
to pose – představovat
unsolicited – nevyžádaný
unwittingly – nevědomky, bezděčně


1) Read the article and match each of the headings to a paragraph.
1 Phishing has a devastating impact on consumer trust
2 Consumers should not believe everything
3 Regulations in the Czech Republic
4 Relatively new Internet phenomena
5 A number of scams came from Romania

2) Read the article again and answer the questions.
1 What is the article about?
2 What are relatively new Internet phenomena?
3 Which parts of the world are the worst targets of phishing?
4 What sensitive information is endangered?
5 What proactive approach has been taken in the Czech Republic?

3) Explain the following words.
1 personal bank account
2 spam
3 phishing crime
4 online purchase
5 password
6 e-banking

What is a spam? How can we protect our e-mail accounts against spam? What does it usually contain? What is a computer fraud? What are types of frauds?

Adjusted to:
http://www.praguepost.com/archivescontent/39188-net-users-try-to-avoid-phish-hooks.html

4 comments:

  1. 1)
    1.C
    2.B
    3.E
    4.A
    5.D

    2)
    1. The article is about phishing, that is type of cyber crime. It is a fraud involving clients' financial information.
    2. Use of viruses, spam and websites to cheat financial institutions and their customers.
    3. The United States was connected with these crime, mainly The North America and increasingly coming from Central and Eastern Europe.
    4. Your personal bank account information, account number, credit card number, password, personal information.
    5. The banning unsolicited advertising, including spam, with a fine of CZK 10 million.

    3)
    1. It's a personal information about keeping your finances.
    2. It's a type of advertising that is annoying.
    3. It's a type of cyber crime, where the institutional stole information about financial status of clients.
    4. It's a type of purchase which is over the internet.
    5. It's a protection your information like bank account, credit card, social networks and so on.
    6. It's a type of bank, where you can manage your account and money over the internet.

    When you want to a protect your email, it's better to control safety before you open it - some antivirus system.

    We can find many spam and viruses in our emails that threaten our security.

    Computer fraud is a criminal act. It can be steal personal identity, abuse personal information, stalking, cyberbullying, child pornography and so on.

    ReplyDelete
  2. 1: 1-C
    2-B
    3-E
    4-A
    5-D

    2: 1-This article is about a cyber crime called phishing. The virus defrauds financial institutions and their customers.
    2-The new internet phenomena uses viruses, spam and Web sites to defraud institutions and people in finances.
    3-The worst targets of this cyber crime is the United States and Central Europe.
    4-Informations about the account numbers and passwords are endangered.
    5-The Czech republic has taken proactive approach by banning unsolicited advertising, including spam.

    3: 1-personal bank account is your own part in the bank where you keep your money.
    2-spam is an online advertisement. It's usually sent via e-mail.
    3- phishing crime is a type of cyber crimes. It means when someone uses internet to steal someone's money from their bank account.
    4-online purchase means when you buy something on the internet.
    5-password is a secret code for you accounts.
    6-e-banking is a type of banking where you don't have to go to the bank but you can do it online. Nowadays every bank has their own app for e-banking.

    ReplyDelete
  3. 1) C,B,E,A,D
    2)
    1. The article is about fraud when shopping over the Internet. About the virus that robbed people of money.
    2. Uses viruses, spam and Web sites to defraud institutions.
    3. United States and Central Europe.
    4. Account numbers and passwords are most at risk.
    5. The Czech Republic has banned unsolicited ads and spam.
    3)
    1 personal bank account - personal account where I deposit my money
    2 spam - it's an online ad that goes to everyone's email
    3 phishing crime - a crime committed over the Internet which robs people of money
    4 online purchase - shopping things over the internet from home
    5 password - personal account security
    6 e-banking - it's a type of bank where I can look at my account from home

    ReplyDelete
  4. 1.1)C
    2)B
    3)E
    4)A
    5)D
    2.1)The article is about phishing crimes. A virus that attacks people's personal information
    2)Using viruses, spam and websites to cheat financial institutions and their customers.
    3) United States and Central Europe was the worst phishing target
    4)unknowingly extended account numbers, passwords and other sensitive information
    5) proactive approach to this issue by banning unsolicited advertising, including spam.
    3.1) a personal bank account is a place where a person has an overview of their finances and keeps them there
    2)spam are inappropriate messages sent on the Internet to a large number of recipients
    3)Phishing Crime is a type of crime crime on the Internet and steals people's money
    4)Online purchase is a situation where people can shop online without having to shop
    5)A password is a kind of security for some thing
    6) e-banking it is a type of banking that can be controlled from home

    ReplyDelete